ClaimGrid is a parametric insurance pricing and operations toolkit for small insurers and MGAs who want to launch weather- or event-triggered products without building data and automation stacks from scratch. Today, launching a parametric cover (flight delay, rainfall deficit, temperature spikes, crop yield proxies) requires bespoke integrations with data providers and manual claims logic. ClaimGrid offers: - A rules engine where insurers configure trigger logic (e.g., “if >30% rainfall deviation over 10 days in polygon X, pay $Y per acre”). - Plug-and-play integrations with weather APIs, satellite imagery, aviation feeds, and blockchain or traditional payment rails for automatic payouts. - White-label policy issuance and customer notification flows via API or low-code UI. This enables rapid experiments in micro and usage-based covers (events, travel, agriculture) while ClaimGrid accrues a data moat on trigger reliability and loss ratios by geography and product type.