LedgerLoop is a reconciliation and close-automation SaaS for multi-entity, multi-bank SMBs drowning in spreadsheets. Controllers in fast-growing companies (e‑commerce rollups, franchisors, multi-location clinics, agencies) waste 20–40 hours/month matching bank feeds, PSP payouts, and intercompany transfers. Existing tools (NetSuite, BlackLine) are overkill and overpriced for this segment. LedgerLoop connects to bank APIs, PSPs (Stripe, Adyen, PayPal, Amazon, Shopify), and GLs (Xero, QBO) to auto-build entity-aware subledgers, propose matches, and generate ready-to-post journals. - Niche focus: 5–200 entity groups with distributed bank accounts and multiple PSPs. - Unique angle: purpose-built matching engine for messy payout data (fees, reserves, rolling holds) plus close checklist collaboration layer. - Moat: proprietary mapping of PSP payout semantics and reconciliation rules; historical transaction data improves matching models and churn prediction (for upsell into financing later).