Rebond PME is a revenue-backed financing platform for French TPE/PME industriels (small manufacturers and B2B services) struggling with 60–90 day payment terms. Owners with solid order books but no collateral face cash-flow gaps that banks and Bpifrance processes don’t cover fast enough. Rebond PME plugs into Facture X / Chorus Pro, bank feeds, and accounting tools to underwrite based on invoices and recurring contracts, then advances 70–85% of the amount within 48 hours. - Target users: 5–50 person French industrials, agencies, and maintenance firms working with grands comptes or the public sector. - Unique angle: France‑specific data connectors (URSSAF, INPI, Banque de France), alignment with local regulations, and a vertical focus (e.g., metalworking, food processing) to build superior risk models. - Monetization: 1.5–3% fee per financed invoice plus optional subscription for analytics (DSO tracking, cash-flow forecasts). - Why now: Inflation + tightening bank credit, Facture X e‑invoicing rollout, and a record number of PME owners complaining on LinkedIn/Reddit about late payments create a perfect timing window.